Remember my two posts about how every baby comes with a loaf of bread under his arm (here and here)? I always knew that all those situations were answered prayers. I couldn’t prove it on paper to a skeptic, but I just knew.
And now, a follow-up to Part I of my “loaves of bread” post:
As I mentioned, the shots that I have to give myself (in the stomach!) throughout pregnancy because of this clotting disorder are very expensive. One of the things that most made me feel like the rug had been pulled out from under me when I saw the positive pregnancy test was that it’s critical that I have this medication during pregnancy, but I couldn’t afford it. My insurance covered part of it, but my part was over $800 per month. We’re just out of range for qualifying for financial aid, and since it’s an uncommon drug there isn’t a lot of financial support out there for people who can’t afford it. Combine that with the fact that my insurance didn’t even cover pregnancy and I’m no longer a candidate for (cheaper) midwife births, and I was feeling pretty down.
In my original post I told the story of how the pharmacy told me over the phone that my insurance had started denying this medicine for some reason and that I’d now have to pay $2, 418 per month for these shots. I went down to basically beg for some free samples and the lady interrupted me to tell me it’d be a $30 copay. I told her that that’s not what I’d been told and asked her to confirm it. She assured me that it was correct, I paid my $30, and walked out with a box full of shots.
And now for the update:
Recently my husband and another man with the same business decided to become partners (very much guided by the hand of God, I believe, but that’s another post). One of the many wonderful results of this merger was that we now have good health insurance. It covers this unexpected pregnancy — even though I was already pregnant when we signed up — and it covers my shots with only a $50 copay.
So a few weeks ago, in the final few days that the old insurance was still in effect, I decided to go ahead and refill my prescription since the old insurance’s copay was only $30. And when I went to pick it up they told me, “Your portion is $872.”
I told them that the last time I’d picked it up it was only $30. The pharmacist was puzzled as she looked through the records on the computer. After some typing and clicking around she said that there’s no way that that’s what I paid. There’s no record of that transaction. It’s very clear that my insurance requires me to pay the $800 amount. She politely assured me that I must be mistaken.
As I walked out, smiling to myself since I only had to wait a couple days until the new insurance was in effect and I could get my medicine for $50, I thought to myself, “Now THAT’S what I call an answered prayer!”
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